Benefit Loans – Apply for a loan of up to £25,000*

  • STEP 1
    Apply Online

  • STEP 2
    Get Approved

  • STEP 3
    Get Your Cash!

I’d like to borrow:


and I need it for:

1 Months
12 Month
You want to borrow
£1000 for 12 Years
£1000 for 2 Month

Benefit Loans – Can I Get One Today?

Being disabled or unemployed is hard, especially after knowing the fact that it doesn’t give you the privilege to be free from financial woes. Time and time again, you will face difficult money-related challenges that able-bodied individuals face. Unfortunately, we hear that loans are available only to those who are employed and receiving high income. So what if you’re not capable of working anymore? Or, worse, you are employed but you’re only receiving an income that is barely enough to cover your daily expenses.

Borrowing from a family member or a friend might be an option, however, it is not the best idea at all times. The good news is, there are other financial alternatives to choose from and one of which is through loans. There are loans intended for people on benefits and these are enough to help you acquire the financial support you need. But before walking through the loans for people on disability, let us first find out who is qualified for such benefit loans.

Who Are Eligible For Benefit Loans In The Uk?

When we speak about people on benefits, these are basically people who have a disability, whether psychological or physical. However, the recipients of welfare benefits are not limited to these people. in fact, a majority of the world’s population receive public assistance. These are ordinary people and families who are looking for a job or those who are currently employed with very low income. They can also be single parents, carers of disabled people, and young ones who are homeless.

Loan Eligibility

Qualifying for loans on benefit sounds a little complex but in reality, it’s actually not. Most requirements are just basic and the approval rate is high enough providing that you have a good credit remark. Nevertheless, you can still acquire a loan even if you have a bad credit history. Here are the prerequisites that you need to meet:

You receive a regular income

The income may come from employment, benefits, or pension. The income is necessary because it proves your capability to repay the loan on time. When you receive welfare benefits, your chance of getting approved is higher because the lender assumes that you have the fund to return their money.

You have an active bank account

Firstly, the bank is used to verify the borrower’s identity. It is also where the money will be sent so the borrower doesn’t need to personally come to the lender’s office. In addition, this is also where the lender will get his payment by automatically debiting the loan when it’s due time.

You are old enough

The borrower should 18 years old and over; however, there are lending companies who will ask the applicant to be at least 21 years of age.These are the basic requirements that the applicant should meet to be qualified. Most of the times, there will no background check so the credit history is not an issue. However, with a good or excellent credit remark, you can bargain for lower interest rates and the chances of approval are higher. Nevertheless, there are still lenders who will accommodate people on benefits amidst their bad credit.

Loans For People On Benefits

Now you know what a benefit loan is we will now explain what some of the major factors are when applying for this type of finance and how to avoid any pitfalls.

Benefit Loans With No Fees

Our process from start to finish is free of charge at no point will we contact you asking for money! The lender also wont require any money upfront to confirm the loan. If at any point someone asks you for cash to approve a loan its normally a scam.

What If I Have Bad Credit –

Bad Credit isnt an option as a rule payday lenders are set up to cater for people with poor or adverse credit. They do expect the risk associated with poor credit that being said it may reflect in the APR you pay back to the lender.

Is The Whole Process Online

Our whole process from start to finish is based online! the lender may call to confirm your bank details as a precaution but most the time the whole transaction is processed online.

Our Lending Panel

We have relationships with the best institutions in the financial market, so we can bring you the highest quality loans around.