Apply for a loan of up to £25,000*

We are an Introducer Appointed Representative of Quint Group Limited, who are a credit broker not a lender. serpable Introduces customers to Monevo Ltd who are an Appointed Representative of Quint Group Ltd. for the purposes of obtaining a loan. serpable does not provide any loan or consumer credit products directly.

  • STEP 1
    Apply Online

  • STEP 2
    Get Approved

  • STEP 3
    Get Your Cash!

I’d like to borrow:


and I need it for:

1 Months
12 Month
You want to borrow
£1000 for 12 Years
£1000 for 2 Month

Debt Consolidation Loans UK

A credit card is the fastest way to purchase items when you feel short of cash; however, recklessly using it leads to financial concerns. It comes with interest rates and late payments may incur more penalties. Moreover, using it frequently can create a negative impact on your credit report. Stories about credit card users who are trapped in huge debt are nothing new, however, there are still individuals who keep on committing the same mistake.

Meanwhile, things get even more complicated if they have other loans to attend to. If one debt is already hard to settle, what more if you have other loans to repay? In this case, debt consolidation loans UK come in handy. This loan works by combining all the debts and turning it into one single loan. It’s cheaper and more convenient because its interest rate is more affordable than the entire loans you are compensating. In addition, it eliminates all the other lenders you’re dealing with and you only need to comply with one loan provider.

Another loan option that you have is personal loans. This type of loan is advisable is helpful when you need extra cash, perhaps to repay your credit card dues. it is also beneficial in funding other expenses such as travel, gadget, car repair, minor home improvement, groceries, and the list goes on. The loan falls under unsecured type, therefore, it’s not necessary to pledge collateral, such as insurance, car, home, or a mobile phone.

Applying For Consolidation With A Bad Credit

If you’ve received a poor credit rating, you probably know how hard it is when you want a new line of credit. Banks and traditional loans seem to automatically decline your rejection even if you have the means to settle the loan. A credit score is very important and it influences the decision of the lender greatly; however, most personal lenders do not conduct a credit check. This means that your credit rating is not a big deal although it might be used as the basis of your loan and its interest rate.

Personal loans do not have stringent prerequisites and borrowers can easily obtain the loan as long as they met the basic criteria. Your financial history will not determine your approval; in fact, there are good credit borrowers who are rejected just because they lack one requirement. Basically, the lender will just look at your capability to settle the loan, thus, a proof of income is required.

Apart from the earnings, you need to be an employee of a company for not less than 6 months. This guarantees the lender that you are working as a regular employee. They also demand that their applicants are 18 years old and over. In addition, the borrower should show a proof of residency. These are just some of the basic requirements that you should prepare before applying for a personal loan. For more concerns, it’s better to ask the lender for clarification. Most of their websites include 24/7 customer service so they can attend to you anytime.

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