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Apply for a loan of up to £25,000*

We are an Introducer Appointed Representative of Quint Group Limited, who are a credit broker not a lender. serpable Introduces customers to Monevo Ltd who are an Appointed Representative of Quint Group Ltd. for the purposes of obtaining a loan. serpable does not provide any loan or consumer credit products directly.

  • STEP 1
    Apply Online

  • STEP 2
    Get Approved

  • STEP 3
    Get Your Cash!

I’d like to borrow:

£100
£25000
£1000

and I need it for:

1 Months
5Years
12 Month
You want to borrow
£1000 for 12 Years
£1000 for 2 Month

Desperate For A Loan

For those who have maxed out their credit cards or running out of cash, payday loans are the fastest and easiest options when they need fast money. The short-term loan is relatively small but it’s enough to cover your major expenses until the next payday. It has a huge drawback though; the loan carries a very high-interest rate that causes struggle to the payer.

Payday loans are expected to be settled on the next payday, however, most payday lenders allow the loan to be extended. Roll over, as for how they address it, comes with additional charges on top of the principal amount and interest rate. Therefore, renewing the loan should be avoided unless it’s really necessary. Nevertheless, it is cheaper than paying the fees due to late payments or unpaid debts.

Whether you’re confused if you need quick cash or you’re desperate for a loan, this will serve as a guide to the different benefits that a payday loan offers:

  1. Fastest Way To Get Cash

Emergency cases can’t wait any longer, thus, urgent actions are necessary to address it immediately. In case someone is sick or you need to repair your car, you can rely on payday loans to cover your sudden expenses. The entire application process lasts for barely an hour and you can have your cash within the day. However, some lenders may require you to wait for 2-3 more days before they send the fund.

  1. Available 24/7

Accidents are inevitable and no one can ignore the fact that I can happen any time of the day. Banks and traditional lending institutions can only accommodate during business hours but beyond that, there’s no one to run to except payday loans. Their customer service is always available and you can apply even during wee hours.

  1. Easy Qualifications

Most people are intimidated when applying for a loan, thinking that they are not eligible enough. However, payday loans offer easy qualification; the application needs only the basic details and the requirements are easy to comply with. The main requirements include legal age, reliable income, and a working bank account. Unlike traditional lenders that look for loads of paperwork, payday lenders will only demand a few prerequisites.

  1. Credit Score Is Not An Issue

Banks and conventional loans use the credit score as the primary factor that affects the loan. Those who have bad credit ratings are likely declined most of the time. If you’re one of those who is constantly rejected, you can turn to payday loans instead. As long as you can provide a proof of income, your application is good to go. However, the weaker the credit score, the higher the interest the loan acquires.

  1. Can Be Used For Any Purpose

Unlike other types of loan, payday loans are not limited to one purpose alone. While you can use it for personal reasons, you may also utilize it on other things. In addition, you’re not required to tell the lender where you’re going to use the cash.

Always check the terms and conditions of the desperate loans before you agree to lock yourself into a legally binding contract.

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