Guaranteed Loans Even When You have Bad Credit
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Representative 277.5% APR Representative Example: Borrow £700 and pay £111.27 per month for 12 months at an interest rate of 140% per annum (fixed). The total charge for credit is £635.24 The total amount repayable is £1335.24. Representative 277.5% APR (variable). Your APR rate will be based on your circumstances.
When you are in dire need of money to address an urgent need, you need guaranteed solutions and one of the better options out there come in the form of guaranteed loans. You don't want to waste your precious time and energy jumping from one bank to the next, doing tons of paperwork and waiting in lines, just to get rejected every time because your credit rating is, unfortunately, not satisfactory enough. When the landlord is already reminding you that your rent is already past due or your car needs a quick fix so you can get back to work right away, you need a form of financing that is not only accessible but also guarantees approval. And this is what guaranteed loans are all about. They are the solutions to urgent finances when your simply out of cash to handle them.
Guaranteed Payday Loans
Reputable guaranteed payday lenders provide more flexible eligibility terms than traditional banks or credit unions making them perfect solutions to emergency financing needs. Instead of asking for a plethora of questions, requirements, and documents, the lender will only be interested in your capacity to repay your loan. Once he sees that your income is enough to take out a loan and make the proper repayments, an approval decision is almost instant - only a matter of minutes - and money transfers very quick - you will have your money deposited to your checking account in the following day.
Guaranteed Loan Approval
Guaranteed payday loans are the easiest cash loans to obtain. If you are over 18 years of age, have an active checking account, and are currently employed, getting guaranteed loan approval is easy. Depending on the lender and your eligibility, you can take out a quick loan of up to £1000. The entire process is also a breeze. All you need to do is fill out an application form online or in-store and submit it once your finish. A decision will be given to you almost in an instant so you don't have to wait long to know whether or not your application is approved.
With brokers like Pickaloan the process is even made easier, the shop the market for you, guaranteeing the application. You can accomplish the entire transaction of taking out a guaranteed payday loan online without any form of paperwork whatsoever. This simply means you don't have to print, scan, or fax any kind of document to become approved. It's a quick and simple transaction that you can accomplish even with your mobile device.
Once you are approved, picking up your guaranteed payday loan is quite convenient. When you apply in-store, you can have your money after a few hours of approval in cash, check or prepaid debit card. When you made your application online, you will have the money wired to your bank account as soon as the next business day or you can also opt to have it picked-up in-store.
A guaranteed payday loan is a short-term solution which means you have to pay the money back on the agreed due date, normally your next payday. Because of its ease and convenience, however, it also will cost you higher than traditional forms of loans.
With payday loans, convenience is always guaranteed. But if you want to experience even more convenience, you can also opt for doorstep loans offered at (website name). These guaranteed loans are small cash loans that, as the name suggests, are delivered right at your doorsteps in the same day you made your application from a friendly local agent. You can borrow money from £100 to £1000 for a period of 2 weeks to a month. You can complete the entire process right from the comfort of your home and if there any concerns and questions that come to mind, you can simply address them personally with the agent.
Guaranteed Loans in Bigger Amounts
If you want guaranteed loans for bigger amounts, there are also Logbook loans that you can look into. The loan, however, would require your own vehicle as a form of collateral and security. With this type of financial product, you can avail for £500 to as much £50,000 and pay it back after 12 months and up to 36 months, depending on the lender. Normally, lenders would allow you to obtain loans that are 50% or sometimes as much 75% of your vehicle's trade-in value. The processing is also very quick and seamless and you can get approved on the same day as you made your application as long as you meet the required criteria.
Bad Credit History and Your Ability to Avail for Loans
To put it simply, bad credit history refers to your own personal record of failures in repaying debt on time or completely defaulting from it. It covers an extensive array of payments such as credit card payments, home improvement loans, unsecured loans, overdrafts and any other loan availed from registered agencies. Almost all traditional banks and financing institutions treat poor credit history or score quite seriously, and will normally shy away from granting loans to borrowers who possess such negative standing.
Bad Credit Loans Guaranteed Approval
The good news is, if you have bad credit, you can still avail of guaranteed loans whether its personal loans, guaranteed payday loans, doorstep loans, or logbook loans even without a guarantor to back you're not so appealing credit standing.
Some lenders understand that sometimes there are circumstances in life that lead to people missing out on their payments and consequently tarnishing their credit scores. They also understand that this does not necessarily mean that the person is irresponsible or has a bad habit of neglecting his duties to payout his debts. Sometimes emergency situations happen that force people to forego their payments even if they don't want to.
And because bad credit loans guaranteed approval can give you that financing that you need, it will not only help you address your emergency situation but also give you the opportunity to build your credit score back up when you make the proper payments.