Apply for a loan of up to £25,000*

We are an Introducer Appointed Representative of Quint Group Limited, who are a credit broker not a lender. serpable Introduces customers to Monevo Ltd who are an Appointed Representative of Quint Group Ltd. for the purposes of obtaining a loan. serpable does not provide any loan or consumer credit products directly.

  • STEP 1
    Apply Online

  • STEP 2
    Get Approved

  • STEP 3
    Get Your Cash!

I’d like to borrow:


and I need it for:

1 Months
12 Month
You want to borrow
£1000 for 12 Years
£1000 for 2 Month

Bad Credit Loans Guaranteed Approval

One of the impossible tasks that an individual with bad credit rating face is finding a lender. Lenders are willing to approve the application as long as the borrower has a good credit remark. Bad credit borrowers, on the other hand, receive nothing but constant rejection. Fortunately, the competition in the lending industry has become stronger. As a result, lenders have created an option that would entertain the application of those who have unpleasant credit histories.

However, despite the exciting offers that most online lenders provide, borrowers should look further than what is on the table. It is important to conduct a research about the lending company first before providing confidential matters. Online lenders become aggressive to attract more clients but sadly, they cannot hold on to their vows. One of which is the guaranteed loan approval.

What’s Wrong With Guarantees?

Bad credit loans guaranteed approval is not an impossible offer. In fact, the lender has the right to create any offer he wants. However, they should stop making one if they cannot even keep up with their promises. A guaranteed loan is a usual promise that a lender claims. Supposedly, it means providing a loan to borrowers despite their status and credit condition. This also means that the lender will pay no attention to the borrower’s capability to repay, no matter how risky it is to the business.

However, this simply cannot be the basis especially if the lender wants to stay in the business. There are many factors that affect the loan application but basically, it leads to one point—repaying the loan back.

The Risk Of No Credit Check

From the words itself, no credit check means borrowing money without looking at the credit score. This is a relief to borrowers who have bad credit ratings because they know that they will have the money they need in no time. This feature is popular because it sheds light on those who have unpleasant financial past.

No credit check is feasible at some point as the lender can offer the loan in a small amount. This minimizes the company’s risk in case the borrower defaults. The lender may also check if the borrower has an active bank account so they can secure a monthly payment. Nevertheless, the lender must weigh the borrower’s application and whether he is likely to default on the loan.  If the borrower has a bad credit history, it’s not impossible for him to commit the same mistake again. But still, it’s the lender’s discretion whether he will grant the lender’s application or not.

Check The Background Of The Lender

While lenders have to conduct a background check on their borrowers, the loan seekers have to do the same thing as well. This will help them avoid falling for false promises. Checking the lender’s reputation is necessary to find out if the company is worth applying for or not. It is also necessary to read the fine print to avoid paying for hidden charges. Some lenders rush the borrowers to sign up for the loan without explaining their terms and conditions. Meanwhile, won’t be long until the borrower realizes that he has to settle a handful of hidden fees.

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We have relationships with the best institutions in the financial market, so we can bring you the highest quality loans around.