No Guarantor Loans up to £25,000*

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    Apply Online

  • STEP 2
    Get Approved

  • STEP 3
    Get Your Cash!

I’d like to borrow:


and I need it for:

1 Months
12 Month
You want to borrow
£1000 for 12 Years
£1000 for 2 Month

What Is The Difference Between No Guarantor And Guarantor Loans?

Guarantor loans are normally an unsecured form of personal loans, although the loan is not usually secured against a home or car it is in a manner of speaking secured against the guarantor themselves. Any missed or late payments become the responsibility of the guarantor. The guarantor practically sponsors the loan by backing up the borrower’s loan request.

No Guarantor Loans With Bad Credit!

Before we explore no guarantor loans and some of the options available for you, you need to understand that the only difference that has with regular personal loans is that the borrower is “guaranteed” by another person – the guarantor. So if it is simply too hard for you to find a guarantor, there are other options that you can look into so you can satisfy your need for an urgent cash boast while being independent despite any bad credit history or CCJS.

No Broker No Guarantor Loans – What Are They?

A no guarantor loan is a great way to get the funding that you need even if you have bad credit. This is because the presence of a guarantor reflects lesser risk on the part of the lender making it easier for them to grant your loan request. Sourcing out a guarantor, however, is easier said than done. There are certain requirements that a no guarantor must meet and it’s not easy to ask someone to commit in a debt that you alone can benefit from.

Why You May Need A No Guarantor Loans.

If you have a no guarantor to back your loan request, it would be easy for you to find reputable lenders like (website name) to cater your funding needs. The terms and conditions would also be favourable even if you have bad credit. Normally, no guarantor loans are flexible and can be tailored to the personal needs of borrowers in terms of the amount and the duration in which the loan needs to be paid out. They are also affordable compared to other higher-interest forms of credit.

Fast Loans No Guarantor – Are The Possible?

If you have a poor credit history and it is simply too difficult for you to find a guarantor to take out a guarantor loan deal, no guarantor loans can be the solution you are looking for. Some of the reliable options that you can look into from renowned lenders like (website name) include:

1.) Payday Loans

Payday loans are short-term unsecured loans that are very easy to obtain. In fact, it’s arguably the easiest no guarantor loans to take out. You can borrow as much as £1000 and pay it back typically in your next payday. The application is seamless and the approval rating relatively high. Once you have made your application, a decision from your lender is usually made in a matter of minutes. If you are approved, you will have the money that you requested for deposited into your account on the same day or the next business day at the soonest. Payday loans are also considered loans for bad credit no guarantor which means you can apply and get approved despite having a poor credit standing as long as you are:

·Aged 18 or over

·Employed and a resident in the UK

·Have an active checking account

·Have a valid mobile phone and email address

·Not be currently signed to or anticipating entering a Debt Management Plan, Individual Voluntary Arrangement or a debtor under any bankruptcy proceedings

2.) Logbook Loans

If you have a vehicle that you can comfortably offer as collateral, logbook loans are no guarantor loans that you can consider. There are numerous high street lenders that provide these kinds of loans and you can also take them out conveniently online. Compared to payday loans, however, you can obtain larger amounts of cash from £500 to as much £50,000 or 50% and even as high as 70% of your vehicle’s trade in value. The payment term is also longer from 12 to 36 months giving you ample time to prepare for the proper repayments.

Logbook loans also provide quick application processes that can take a single day to accomplish as long you meet the lender’s criteria. And just like payday loans, they are also loans bad credit no guarantor types which means you can obtain the loan even if you have bad credit.

3.) Personal Loans

Personal loans are unsecured forms of no guarantor loans which means you don’t need to offer any form of an asset as collateral or security against the loan. All you need to put on the table is your personal name and reputation to avail borrowing amounts that can range from £5000 and even £25000 from a reputable lender like “website name”.

While personal loans can also be considered as bad credit loans no guarantor, it is important to note, however, that credit rating will matter for every lender. Without any guarantor or asset that can offset the risk, lenders would hesitate to grant you the money that you need if your history reflects missed payments and arrears. There are lenders like (website name), though, who are lenient enough to grant personal loans to people with bad credit but the interest rates will be higher and borrowing amounts lower to compensate for the risk.

4.) DoorStep Loans

Doorstep loans are bad credit loans no guarantor options that you can consider if you want a small but quick loan to cover urgent expenses. And just like the name suggests, you can take out the loan right in your doorsteps from a friendly local agent. With doorstep loans, you can borrow money from  £500 to £1000 for a period of 2 weeks to a month. The distinct advantage with this type of option is that you can discuss any concern and query regarding your loan with your local agent. The money will also be delivered in the very comfort of your home.


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