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Apply for a loan of up to £25,000*

We are an Introducer Appointed Representative of Quint Group Limited, who are a credit broker not a lender. serpable Introduces customers to Monevo Ltd who are an Appointed Representative of Quint Group Ltd. for the purposes of obtaining a loan. serpable does not provide any loan or consumer credit products directly.

  • STEP 1
    Apply Online

  • STEP 2
    Get Approved

  • STEP 3
    Get Your Cash!

I’d like to borrow:

£100
£25000
£1000

and I need it for:

1 Months
5Years
12 Month
You want to borrow
£1000 for 12 Years
£1000 for 2 Month

Key points

  • Payday loans with no credit check from direct lenders offering no fees are built to help people secure fast loans when they are faced with financial emergencies.
  • They do not involve extensive credit checks so they are processed faster and funds are released much quicker.
  • This type is available to anyone who can afford to make repayments when the time comes to do so.

Payday Loans No Credit Check Direct Lender No Fees

Are you looking for a faster way to borrow cash? Do you find yourself in trouble when getting a cash advance? Are you under financial pressure that waiting is not an option? If your answer is yes to one or all of these questions, then you may find payday loans no credit check direct lender no fees as an ideal alternative. This type of lender almost offer the same payday loans from banks and traditional lending institutions but the difference is — their requirements are not complex. But before sign up for an application, here are some general queries that are helpful.

no credit check payday loans with no fees

What Is A Payday Loan?

Payday loans UK are nothing new on the market; in fact, it’s one of the popular loans together with education loan, mortgage loan, and personal loan. It is known by many names, such as paycheck loan, cash advance loan, or payday advance loan. The unsecured loan is too simple and fast that it is ideally used during emergency situations or when you can’t simply wait for your next paycheck.

Unlike other types of loan, this one doesn’t have any limitation. Therefore, you can use it on many things, such as when financing a car repair, grocery, utility bills, or travelling. However, since it is a short-term loan that needs to be settled completely within two to three weeks, the borrower must use it wisely. After all, he’s not only paying the principal amount but also compensating for the fees and interest rate. Nevertheless, it has no restriction and it may come off as a very beneficial alternative if used properly.

Who Are Eligible?

When it comes to eligibility for bad credit payday loans, you are in luck, they can be very flexible. Almost anyone, even those who have a bad credit rating or has no credit history at all, can use it anytime or anywhere they are. It is available even after office hours and the applicant can get a loan without going out. However, he must meet the basic criteria that the lender seeks.

Every payday loan has their own prerequisites but in general, it will ask the borrower to have a regular job. Since it doesn’t seek any collateral in return, the lender’s trust depends on the borrower’s proof of income. Other requirements include age (18 years old and above), proof of residency (must be a UK resident), and a bank account. The bank account is important because this is where the lender will transfer the borrowed amount. Meanwhile, the successful applicant may also use this to repay the loan, in case he has no paycheck to offer.

For online payday lenders, the applicant must complete the 5-minute online application form provided on their website. No paperwork is required; however, all personal and financial questions must be filled-in with honest answers. No credit check will be conducted, but each lender will find a way to verify the details provided.

Meanwhile, traditional payday lenders may ask the borrower to visit their office personally. To avoid coming back again, it is suggested to bring the necessary documents, such as payslips, valid IDs, etc.

No Fee Payday Loans From Direct Lenders FAQs


Do I need a guarantor and good credit to secure this loan?

Payday loans no credit check are unsecured loans so they do not require a guarantor before they are granted. As long as you have proof of a regular income, most of our lenders will be inclined to give you the money you need. Also, people with bad credit stand a chance of being given money too since credit checks do not determine whether they are given the loan or not.

How fast will I receive the funds?

Lenders understand that most customers need their cash advance to get to them as soon as possible. As a result, there is no delay in releasing funds if a loan application is successful. In an ideal situation, funds might be released to the customer’s bank account the same day the loan application was submitted.

Do I need to send documents to the lender?

No physical paperwork is needed for your loan application to be accepted. Every detail the lender needs will be entered into an online form that you will find on our website. If your application is successful, your money will be wired to your bank account without hesitation. You also do not have to worry about tele-tracking calls. They are no longer useful in today’s age.

Why do I have to pay back more than I borrowed initially?

For every product under the credit line category, a stipulated interest rate is added to the principal loan amount. This is why you always have to pay back more than you borrowed from the lender.

When will I be eligible to take another payday loan no credit check?

As soon as you have finished paying back what you owe the lender, you can request for another cash advance if you need one. The fact that you successfully operated a loan will improve your credit score and your chances of having another loan application approved. Lenders are more inclined to give more money to customers who have a track record of not defaulting on loan repayments.

How can I qualify for this loan?

You must have been in paid employment for at least 3 months.You must have an active UK bank account (to receive your funds).You must be of an official age.You must retain the ability to fully pay back the loan amount on the agreed date.You must live in the United Kingdom.

How much can I borrow?

This depends on your current income and your ability to conveniently pay back the amount of money you wish to borrow from the lender. It is unlikely that you will be given huge amounts of money when it is obvious that you can’t repay it. To know how much you can get from our lenders, consider your current monthly or annual income and you will have an idea of how much to ask for.

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