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We are an Introducer Appointed Representative of Quint Group Limited, who are a credit broker not a lender. serpable Introduces customers to Monevo Ltd who are an Appointed Representative of Quint Group Ltd. for the purposes of obtaining a loan. serpable does not provide any loan or consumer credit products directly.

  • STEP 1
    Apply Online

  • STEP 2
    Get Approved

  • STEP 3
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I’d like to borrow:

£100
£25000
£1000

and I need it for:

1 Months
5Years
12 Month
You want to borrow
£1000 for 12 Years
£1000 for 2 Month

Payday Loans No Credit Check Direct Lender No Fees

Are you looking for a faster way to borrow cash? Do you find yourself in trouble when getting a cash advance? Are you under financial pressure that waiting is not an option? If your answer is yes to one or all of these questions, then you may find payday loans no credit check direct lender no fees as an ideal alternative. This type of lender almost offer the same payday loans from banks and traditional lending institutions but the difference is — their requirements are not complex. But before sign up for an application, here are some general queries that are helpful.


What Is A Payday Loan?

Payday loans UK are nothing new on the market; in fact, it’s one of the popular loans together with education loan, mortgage loan, and personal loan. It is known by many names, such as paycheck loan, cash advance loan, or payday advance loan. The unsecured loan is too simple and fast that it is ideally used during emergency situations or when you can’t simply wait for your next paycheck.

Unlike other types of loan, this one doesn’t have any limitation. Therefore, you can use it on many things, such as when financing a car repair, grocery, utility bills, or travelling. However, since it is a short-term loan that needs to be settled completely within two to three weeks, the borrower must use it wisely. After all, he’s not only paying the principal amount but also compensating for the fees and interest rate. Nevertheless, it has no restriction and it may come off as a very beneficial alternative if used properly.


Who Are Eligible?

When it comes to eligibility for bad credit payday loans, you are in luck, they can be very flexible. Almost anyone, even those who have a bad credit rating or has no credit history at all, can use it anytime or anywhere they are. It is available even after office hours and the applicant can get a loan without going out. However, he must meet the basic criteria that the lender seeks.

Every payday loan has their own prerequisites but in general, it will ask the borrower to have a regular job. Since it doesn’t seek any collateral in return, the lender’s trust depends on the borrower’s proof of income. Other requirements include age (18 years old and above), proof of residency (must be a UK resident), and a bank account. The bank account is important because this is where the lender will transfer the borrowed amount. Meanwhile, the successful applicant may also use this to repay the loan, in case he has no paycheck to offer.

For online payday lenders, the applicant must complete the 5-minute online application form provided on their website. No paperwork is required; however, all personal and financial questions must be filled-in with honest answers. No credit check will be conducted, but each lender will find a way to verify the details provided.

Meanwhile, traditional payday lenders may ask the borrower to visit their office personally. To avoid coming back again, it is suggested to bring the necessary documents, such as payslips, valid IDs, etc.

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