Apply for a loan of up to £25,000*

We are an Introducer Appointed Representative of Quint Group Limited, who are a credit broker not a lender. serpable Introduces customers to Monevo Ltd who are an Appointed Representative of Quint Group Ltd. for the purposes of obtaining a loan. serpable does not provide any loan or consumer credit products directly.

  • STEP 1
    Apply Online

  • STEP 2
    Get Approved

  • STEP 3
    Get Your Cash!

I’d like to borrow:


and I need it for:

1 Months
12 Month
You want to borrow
£1000 for 12 Years
£1000 for 2 Month

Safe loans for Bad Credit and the Different Options

If you are considering taking out a loan to address certain financial needs, there are several things that you need to consider. First, is the loan safe and is the lender reputable enough to give you the kind of funding that won’t exploit you and risk your information if it transacted online? Second, will the loan cater your need for funding given that your credit standing is not that appealing? If you are concerned with both, then taking out safe loans for bad credit might be the solution you are looking for.

What are safe loans for bad credit?

Safe loans for bad credit are financial products given by lenders to borrowers who have bad credit. The lender utilizes secured systems to ensure that every bit of personal and financial information that the borrower provides in the application process is kept private and confidential. It would also mean that the lender adherer’s to the rules and regulations mandated by the Financial Conduct Authority (FCA). If it’s safe and secure payday loans you need, then you need an introducer or lender to utilise technology that allows them to utilises their encryptions,  so all the information of their customers and applicants will not be accessed or be tampered with by outside entities. All in all, safe loans for bad credit are:

  1. Loans that operate under the mandate of the FCA. This means that there are restrictions to how much a borrower can take out, the period in which the borrower will have to pay back the loan and a number of interest rates and charges that a lender can put on the loans to protective borrowers from exploitative deals.
  2. Caters bad credit applicants. The lender will look at other factors to determine an applicant’s eligibility for a loan such as his personal income and monthly outgoings (benefits and pensions are welcome).
  3. Applications are kept secured and private with the use of advanced encryption technology and secured data storage and channels. This is especially true when it comes to safe online loans for bad credit.

The Options Available for Borrowers in the UK

Not every lender in the UK provides safe loans for bad credit but there are enough sources that you can find especially online to cater your need for secured funding even if you have bad credit. Some of the popular options that are offered by lenders in the UK include:

  1. Payday
  2. Personal
  3. Guarantor
  4. Doorstep
  5. Logbook

Each safe loan for bad credit mentioned above has its own distinct advantages and disadvantages as well as eligibility requirements. Safe payday loans no credit check, for example, provide quick and easy funding for small amounts with short periods of payment. If you want to take out larger amounts for longer repayment periods, safe personal loans for bad credit and guarantor loans are the ideal options. Both are also unsecured options which means you don’t need to put up an asset as collateral to take out the loan. Logbook loans, meanwhile, are secured on your vehicle but will give you the biggest amount especially if your vehicle holds great value.

Our Lending Panel

We have relationships with the best institutions in the financial market, so we can bring you the highest quality loans around.