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We are an Introducer Appointed Representative of Quint Group Limited, who are a credit broker not a lender. serpable Introduces customers to Monevo Ltd who are an Appointed Representative of Quint Group Ltd. for the purposes of obtaining a loan. serpable does not provide any loan or consumer credit products directly.

  • STEP 1
    Apply Online

  • STEP 2
    Get Approved

  • STEP 3
    Get Your Cash!

I’d like to borrow:


and I need it for:

1 Months
12 Month
You want to borrow
£1000 for 12 Years
£1000 for 2 Month

Same Day Loans Bad Credit no Guarantor

If you are looking to secure a same day loan to cover extremely urgent expenses, there are plenty of lenders that will cater your need especially if you apply online. As long as you have an income that can afford the loan and the interest rates and charges attached to it, online lenders are normally willing to strike a loan deal with you even if you have bad credit and don’t have a guarantor to co-sign the loan deal through same day loans bad credit no Guarantor.

Guarantors Offsetting Bad Credit

Bad credit presents a real risk to lenders because it reflects a history of debt and payment mismanagement. Simply put, when you have bad credit because of late and missed payments in the past, lenders are afraid that you might do it again with their loan deal. Often, lenders offset this kind of risk by requiring the borrower to provide an asset like a house or car as collateral. If you miss out on your payment, then the lender can take possession of the asset to recover some of their losses.

Lenders are also more likely to consider your bad credit scores and history if you can find a guarantor to co-sign your deal. This person will agree to share an equal responsibility for your loan and its repayments. This means that if you default from your loan, the guarantor will be legally bound to take over the payments. The guarantor loans are called this because of the presence of a Guarantor that provides security to the lender, guarantor loans normally have lower interest rates and flexible payment terms.

Same Day Loans Bad Credit no Guarantor: The Best Options

While taking out a Guarantor loan will help you enjoy a loan deal with lower interest rates and flexible payment terms even if you have bad credit, sourcing out a Guarantor is never easy. The Guarantor needs to meet strict eligibility requirements such as possessing a strong credit rating and steady income source. With that being said, here are some of the options that you can look into when you want to take out quick loans same day for bad credit without any Guarantor involved.

  1. Logbook – Loans that are secured to your vehicle. You can keep using your vehicle as long as you keep up with your payments (the lender will only take hold of your vehicle’s V5 documents and not the vehicle itself). Normally, you can take out as much as 50% of your vehicle’s trade-in value with logbook loans.
  2. Secured Personal – Personal loans that are secured by an asset typically your home. The payments are normally fixed for every month and because there is an asset attached to the loan, the interest rates are typically lower than unsecured personal loans.
  3. Payday – Short-term unsecured personal loans that work like quick cash advances. You don’t need to offer any collateral whatsoever and you can use the money for any purpose you see fit. People with bad credit also have high chances of getting approved as long as they meet the basic eligibility requirements. You could get a same day payday loan today.

Depending on the amount that you want to borrow as well as your eligibility requirements, you can take out any of the same day loans bad credit no Guarantor options mentioned above to satisfy different needs for funding.

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