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5 Simple Loans that You can Easily Take Out in the UK Today

What if I tell you that there are simple loans readily available for you free from any form of hectic paperwork, long queues, and appointments whatsoever? And what if I tell you that you can obtain these loans through your mobile phone while you’re on the bus, at work, or at home sipping tea with your Pyjama? These loans even come in a variety of options with different borrowing amounts and payment terms that can suit your personal needs. Like what you’re hearing so far? If you are, then take the time to read these 5 simple loans that you can comfortably take out anytime in the UK today.

Simple Loans #1 – Payday Loans

Payday loans are the quickest and easiest loans that you can take out in the UK today. The loan provides a simple loan agreement that is suitable to almost every borrower of all walks of life. All you need to do is make an application from reputable UK money lenders with the help of Pickaloan and you will have your money ready for use in the next day or the same day you made your application!

The application process is quick and seamless. Simply complete a simple loan form that asks certain personal details from you such as your name, age and address, nature of income, and the like. Once you have submitted your application, the lender will determine whether or not you can afford the loan. If you can, the lender will let you borrow £100 to as much as £1000 which you will need to pay back after a month or on your next payday. You can even make a payday loan application through text! How simple can it get?!

Simple Loans # 2 – Doorstep Loans

Doorstep loans are not only simple quick loans, but they are also ultra convenient. As its name suggests, you can take out the simple loan right at your very doorsteps. All you need to do is fill in a simple loan form online and after the doorstep loan lender evaluates your application, he will arrange for a local lender to visit your home and complete the loan process. If you agree to the terms and conditions presented to you by the agent, the money will be handed to you personally at the very moment. Even the payment system is convenient! The same agent will visit your home every week to collect payments until the loan and its interest rates are all paid back.

Simple Loans # 3 – Personal Loans

While payday loans and doorstep loans are perfect for emergency situations, they are not the best options when it comes to major expenses. If you are looking to take out a straight-forward loan to cover major projects like home improvements and the like, personal loans are simple loans UK that you can look into. With a personal loan, you get to enjoy a simple loan agreement that is unsecured (there is no collateral involved) with large borrowing amounts – as much as £25000 from renowned money loan lenders – and longer payment periods from one year to a few years. But because the loan is unsecured, you need to have a good credit standing and high income that satisfies payment affordability to qualify.

Simple Loans # 4 – Guarantor Loans

If you have a bad credit and want to enjoy an unsecured personal loan, guarantor loans are the ideal options. All you need is someone close to you like a relative, friend, or co-worker, who will agree to co-sign your loan deal. This person will become a “guarantor” and will agree to carry the payment responsibilities if you are unable to. The simple loans UK will provide you with large borrowing amounts to as much as £10000 with favourable payment terms that are typically tailored to your personal preferences. It is important, however, that you source out a Guarantor who possesses positive credit ratings and history, enjoys an income that suits your loan deal, and is financially independent of you to qualify from a reputable Guarantor Loan lender.

Simple Loans # 5 – Log Book Loans

If you have your own vehicle that you can comfortably offer as collateral for your loan, then logbook loans are great options. It’s a simple loan agreement that involves you temporarily surrendering your vehicle’s V5 documents to your logbook loan lender until you have paid back the loan. The beauty about this type of loan is that you can continue using your vehicle for the duration of the loan as long as you make your repayments. They are also simple quick loans that can have your money ready for use in as little as two days. Normally, you can borrow as much as 50% and in some cases 70% of your vehicle’s trade-in value.

Depending on your need and present circumstances, you can take out any of the 5 simple loans mentioned to satisfy any financial need.